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Unbiased comparisons of plans for which you are eligible 
Get the information you need to make an informed decision
Information on resources within your community that could impact your wellness
Receive an annual review of current Medicare plan benefits
Pebble Beach



A Medicare supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S.


If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.

A Medigap policy is different from a Medicare Advantage Plan. Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.


Medigap policies don't cover everything.

Medigap policies generally don't cover long-term care, vision or dental care, hearing aids, eyeglasses, or private-duty nursing.


Just starting?

Learn about the basics and get help understanding the types of coverage available to you

Understand the basics, but you'd like help figuring out what fits your needs?

Learn more about choosing a plan that suits your needs and lifestyle


We can educate you on your options including:

Medicare Supplement Plans

Medicare Advantage Plans

Medicare Prescription Drug Plans

Original Medicare (Parts A and B) Only

Already familiar with what you want and ready to shop?

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Medicare Coverage Explained
Where are you in your Medicare journey?
Your Choice, Your Decision

Your choice, your decision

Health is a precious gift. Guard it through education.

Original Medicare

A government sponsored health insurance. People with Medicare are 65 +. Also available to those under 65 with certain disabilities or end stage renal disease. 

Part A

Hospital, Hospice, Rehab, Skilled Nursing Benefits

Part B

Physician care, outpatient services and Medical benefits.

Optional Coverage

Part D

Prescription Drug Coverage

Part E

Miscellaneous Provisions including Medigap coverage and Medicare cost plans.

Medicare Advantage Plan

Independent insurance companies are contracted with the Federal Government to manage the healthcare of their members by providing both traditional Medicare benefits and more.

Part A + Part B

Medicare Advantage Plans must cover Part A and Part B benefits.

Additional Benefits Included

Part D + More

Many plans include Part D prescription drug coverage and additional benefits like vision, hearing, and dental.

We help you maximize your retirement

We make sure you don't miss out on key opportunities and benefits.

Maximize Your Retirement
Benefits Checkup

We assist our beneficiaries in uncovering if they qualify for any of the over 2000 benefits offered through non-profit organizations. This helps them to maximize their retirement income.  Contact any of our agents to complete a Benefit's Checkup to see what services you may qualify for.   We are waiting to service you.

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Online Tutorials

Watch educational videos to learn more about Medicare Parts A, B, C, D and Supplemental Insurance

Video Tutorials
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